5 Surprising Money-Saving Hacks You Haven’t Tried Yet

Saving money is often associated with cutting back on expenses, but what if there were unique and unconventional ways to save without sacrifice? In this article, we’ll explore five surprising money-saving hacks that you may not have tried yet.

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5 Surprising Money-Saving Hacks You Haven't Tried Yet

Different Ways of Saving Money

Everyone has their own methods of saving money, whether it be through budgeting, cutting expenses, or investing. While these traditional methods work for some, others may be missing out on alternative ways to save.

Most People Stick to Conventional Methods

Conventional methods of saving money are often the go-to for many, but branching out can lead to interesting and unique opportunities to save. Trying new methods may even lead to a better understanding of personal finance and a more fruitful financial future.

Hack 1: Cashback Reward Programs

Introduction to Cashback Reward Programs

Cashback reward programs are offered by credit card companies and retailers as a way to incentivize purchases. Essentially, a percentage of the amount spent is given back to the consumer in the form of cashback.

Examples of Popular Cashback Reward Programs

Popular cashback reward programs include Rakuten, Swagbucks, and Ibotta. These programs offer cashback on a variety of items, from clothing to groceries.

How Cashback Reward Programs Work

Customers sign up for a cashback reward program and use a special link or shop through the program’s website to get cashback on purchases. The cashback is typically given back to the customer in the form of a check or PayPal deposit.

Advantages and Disadvantages of Cashback Reward Programs

Advantages of cashback reward programs include earning money for purchases that would have been made anyway and the ability to stack cashback rewards with other coupons and sales. However, disadvantages may include high-interest rates on credit cards used for purchases and the temptation to overspend in order to earn more cashback.

Tips on Maximizing Savings Through Cashback Rewards

To maximize savings through cashback rewards, it’s important to find a program that suits your needs and to use it strategically for purchases. Consider using cashback rewards in conjunction with other coupons and discounts for maximum savings.

Hack 2: Using Price Tracking Tools

Introduction to Price Tracking Tools

Price tracking tools allow consumers to track the price of specific products and receive alerts when they go on sale. These tools can save consumers money on purchases they were already planning to make.

Popular Price Tracking Tools

Popular price tracking tools include CamelCamelCamel and Honey. CamelCamelCamel tracks the price of products on Amazon, while Honey tracks the prices of products on a variety of retailers.

How Price Tracking Tools Work

Users set up alerts for specific products or track the prices of products using the tool’s website or browser extension. When the price drops, users are alerted and can make a purchasing decision.

Advantages and Disadvantages of Price Tracking Tools

Advantages of price tracking tools include saving money on desired purchases and the ability to track prices over time for historical data. Disadvantages may include the possibility of missing out on a deal if the price changes too quickly.

Tips on Maximizing Savings Through Price Tracking

To maximize savings through price tracking, consider setting up alerts for desired products and tracking prices over time to identify trends and historical low prices.

Hack 3: Utilizing Coupon Codes

Introduction to Coupon Codes

Coupon codes are promotional codes that offer discounts on purchases. These codes can be found online or through promotional emails from retailers.

Popular Coupon Websites

Popular coupon websites include RetailMeNot and Coupons.com. These websites offer a variety of coupons and promo codes for a wide range of retailers.

How Coupon Codes Work

Users find a coupon code for a desired retailer, enter the code at checkout, and receive a discount on their purchase.

Advantages and Disadvantages of Using Coupon Codes

Advantages of using coupon codes include saving money on purchases and the ability to stack coupon codes with other promotions. Disadvantages may include spending more money than intended because of the temptation of a discount.

Tips on Maximizing Savings Through Coupon Codes

To maximize savings through coupon codes, consider stacking codes with other promotions and only buying items that are needed.

Hack 4: Prepaid Phone Plans

Cost Comparison Between Pre-Paid and Traditional Phone Plans

Prepaid phone plans are often cheaper than traditional phone plans. This is because prepaid plans require customers to pay for their service in advance and only use what they pay for.

Benefits of Prepaid Phone Plans

Benefits of prepaid phone plans include no contracts, the ability to control usage and spending, and the ability to upgrade or downgrade plans at any time.

Popular Prepaid Phone Plans

Popular prepaid phone plans include Boost Mobile, Straight Talk, and Cricket Wireless.

Disadvantages of Prepaid Phone Plans

Disadvantages of prepaid phone plans may include limited data usage and network availability.

Tips on Maximizing Savings Through Prepaid Phone Plans

To maximize savings through prepaid phone plans, consider choosing a plan with only the necessary features and avoiding unnecessary upgrades.

Hack 5: Saving Money Through DIY Hacks

Introduction to DIY Hacks for Saving Money

DIY hacks are techniques that allow consumers to save money through creative and unconventional methods. These hacks often involve repurposing or reusing everyday items in unique ways.

Examples of Popular DIY Money-Saving Hacks

Examples of popular DIY money-saving hacks include using coffee filters to clean windows, turning an old shirt into a reusable shopping bag, and using vinegar and baking soda to clean a variety of household items.

Advantages and Disadvantages of DIY Hacks

Advantages of DIY hacks include saving money on household items and reducing waste. Disadvantages may include the time and effort required to implement some hacks.

Tips on Maximizing Savings Through DIY Hacks

To maximize savings through DIY hacks, consider finding inspiration from online resources and incorporating hacks into daily routines.


Trying new and unique methods of saving money can lead to surprising benefits and a better understanding of personal finance. Through cashback rewards, price tracking tools, coupon codes, prepaid phone plans, and DIY hacks, consumers can save money without sacrificing their lifestyle.


Are cashback programs worth it?

Cashback programs can be worth it if used strategically and if the user is able to pay off their credit card balance every month.

How do I know if a price tracking tool is trustworthy?

Researching the tool and reading reviews can help determine if a price tracking tool is trustworthy.

Can I use more than one coupon code during one transaction?

Some retailers allow stacking of multiple coupon codes, while others do not. It is important to read the terms and conditions of each code before attempting to stack them.

Can I keep my current phone number on a pre-paid phone plan?

Most prepaid phone plans allow for number porting, allowing customers to keep their current phone number.

Are DIY money-saving hacks really effective?

DIY money-saving hacks can be effective for certain household items and situations, but may not work for everything. It is important to research and test each hack before committing to it.

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